Building a business works better when you’re not doing it alone.
Helping individuals and small business owners grow by saving toward shared goals and sharing resources—together, in a trusted club.
Create a club in minutes.
Start with people you already trust—whether it’s for business cash flow, travel, school fees, events, friends, or family. Set the rules once. Everyone stays aligned.
Caroline Smith
Due: May 31, 2025
$15,000
Mary Tsipoh
Paid: June 7, 2025
$15,000
Kenya Rivers
Due: June 14, 2025
$15,000
Chris Cheng
Due: June 21, 2025
$15,000
Caroline Smith
Due: May 31, 2025
$15,000
Mary Tsipoh
Due: June 7, 2025
$15,000
Everyone knows when it's their turn.
Know the amount, contribution schedule, and payout date upfront—so funds arrive when they’re needed, without confusion or last-minute stress.
Spot patterns as they happen.
Track contributions, payout history, and what’s coming next—without chasing anyone or keeping mental notes.
Contribution
Completed
$500
Contribution
Completed
$500
Contribution
Pending
$500
Next payout
June 7, 2025
$1,500
Contribution
Completed
$500
Contribution
Completed
$500
Built for trust
Recibia facilitates club-based money rotation among trusted participants.
Clear rules for every club and members
Recibia facilitates club-based money rotation among trusted participants.
Instant records and statements
Recibia facilitates club-based money rotation among trusted participants.
Secure transfers to your bank
Recibia facilitates club-based money rotation among trusted participants.
Our numbers
We keep helping individuals and small business owners meet their goals
2M+
Total Registered Users
28K
Active Clubs
$160M
Raised from Clubs
Our users love us
Common questions, clear answers.
Below are answers to some of the most common questions about using Recibia.
Is Recibia a bank?
No. Recibia is not a bank, lender, or investment platform. We provide tools that help trusted groups organize and manage money rotation. Recibia does not hold deposits, lend money, or promise returns.
Can I leave a cycle?
Once a cycle has started, participation is fixed for that cycle. Members choose whether to join before a cycle begins. If you don't want to participate, you can simply skip the next cycle.
What happens if someone misses a contribution?
If a contribution is missed, it's clearly visible to cycle participants. Clubs handle missed contributions according to their agreed rules, and Recibia may flag repeated issues for review or support involvement.
How are payouts handled?
Payouts happen according to the rotation order defined at the start of a cycle. Each payout is recorded and visible to participants, so everyone knows when their turn is scheduled.
Is my money safe?
Recibia is designed to add structure, transparency, and oversight—but money rotation always involves trust between participants. We use security measures, monitoring, and admin review to reduce risk, but participation decisions ultimately belong to the members involved.
If you can't find what you're looking for, visit our Help Center.
Help when you need it most.
When life hits, your club can rotate access to funds quickly and transparently.
Start your first club today for free!